Conventional Mortgage Loans
30 Year Fixed Rate
 Rate  APR  Points
 6.750%  6.801%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 6.500%  6.566%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 6.250%  6.331%  0.000%
5 Year Adjustable Rate - Portfolio
 Rate  APR  Points
 6.625%  7.409%  0.000%
7 Year Adjustable Rate - Portfolio
 Rate  APR  Points
 6.750%  7.327%  0.000%
Home Equity Line of Credit
Home Equity Line of Credit
 Rate  APR  Points
 8.250%  8.250%  0.000%
Home Equity Installment Loans
Fixed Rate Home Equity Loan - 5 Year
 Rate  APR  Points
 7.250%  7.250%  0.000%
Fixed Rate Home Equity Loan - 10 Year
 Rate  APR  Points
 7.990%  7.990%  0.000%